PM Surya Ghar · · 7 min read
PM Surya Ghar Muft Bijli Yojana: A Complete Guide for Solar EPCs (2026)
PM Surya Ghar: Muft Bijli Yojana is the Government of India's flagship rooftop solar scheme for homes. For solar EPCs, it is the single largest source of residential demand in the country — and the EPCs that win are the ones that can quote, design and submit fast.
What is PM Surya Ghar Muft Bijli Yojana?
Launched in 2024 and run by the Ministry of New and Renewable Energy (MNRE), the scheme aims to put rooftop solar on one crore households. Homeowners get a central financial assistance (CFA) subsidy that is paid directly into their bank account after the system is installed, inspected by the DISCOM and commissioned with a net meter.
Everything runs through the national portal, pmsuryaghar.gov.in, where consumers register, choose a registered vendor and track their application.
Subsidy amounts in 2026
| System size | Central subsidy (CFA) |
|---|---|
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW and above | ₹78,000 (capped) |
Special category states and union territories receive a higher amount. Many states also add their own top-up subsidy, so always check the current state notification before you quote.
Who is eligible?
- An Indian household with its own house and a roof suitable for solar.
- A valid electricity connection in the applicant's name.
- The household has not already received a subsidy for rooftop solar.
What EPCs must get right
For an installer, the subsidy depends on getting compliance right the first time. A rejected inspection means a delayed payment, an unhappy customer and a lost referral.
- Vendor registration: the EPC must be a registered vendor for the relevant DISCOM on the portal.
- ALMM modules: use modules (and, for newer projects, cells) listed in MNRE's Approved List of Models and Manufacturers. Non-ALMM equipment fails inspection.
- Correct capacity: the sanctioned load and the installed DC capacity must match what was applied for.
- Documentation: site photos, a layout, the net-metering application and commissioning reports must be consistent with each other.
Why a 3D design wins PM Surya Ghar customers
Most homeowners applying under PM Surya Ghar are buying solar for the first time. A photoreal 3D model of their own house, with panels placed on the roof and a clear monthly generation estimate, builds trust faster than any brochure.
It also protects your margin. A proper 3D layout with shadow analysis tells you, before you send a crew, whether that water tank or neighbouring building will cut generation — and whether the 3 kW the customer wants actually fits.
A faster workflow for high-volume EPCs
- Collect the customer's location pin, roof photos and electricity bill.
- Send the details to Instant Solar Design — a 3 kW residential design costs just ₹500.
- Receive the 3D model, panel layout, shadow analysis and generation report within 24 hours.
- Share the proposal with the customer and upload the layout with the application.
If you prefer to do the drafting in-house, India-focused tools such as SolarDraft and Solar Designer include PM Surya Ghar subsidy and payback in the proposal, so your team can produce a solar draft and quote in the same sitting.
Key takeaways
- Up to ₹78,000 of subsidy makes a 3 kW home system far easier to sell.
- Compliance — registered vendor, ALMM equipment, matching documents — decides whether the subsidy is paid.
- Fast, accurate 3D designs help EPCs close more PM Surya Ghar leads at a lower cost per sale.
Subsidy amounts and rules change. Always verify the latest figures on the official portal before quoting a customer.
